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    <loc>https://www.crownriskny.com/what-makes-us-different</loc>
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    <lastmod>2020-11-12</lastmod>
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      <image:title>What Makes Us Different</image:title>
      <image:caption>Expertise Over 40 years of combined industry knowledge.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1588723025455-CPY9DPXVJN1749FWBD08/crown-01.png</image:loc>
      <image:title>What Makes Us Different</image:title>
      <image:caption>Service We believe in going the extra mile for our clients every time.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1588722894511-JT1ITU8P730DZK20JANF/crown-01.png</image:loc>
      <image:title>What Makes Us Different</image:title>
      <image:caption>Integrity Commitment to our values.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1592930306344-G6QM8IUKERS9EE8CARN1/9.jpg</image:loc>
      <image:title>What Makes Us Different</image:title>
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  <url>
    <loc>https://www.crownriskny.com/home</loc>
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    <priority>1.0</priority>
    <lastmod>2025-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1588134610319-MC48F83L3AQLO8S6NWKV/modern-building-against-sky-323780.jpg</image:loc>
      <image:title>Home - About Us</image:title>
      <image:caption>Crown Risk Services is setting a new standard for property and casualty risk management.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1588134649864-3N6UE5XL6XMEEQXKP63P/image-asset.jpeg</image:loc>
      <image:title>Home - Who We Are</image:title>
      <image:caption>At Crown Risk Services we are industry leaders who combine unparalleled expertise with extraordinary care every step of the way.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1588134709925-7IIGFVYRKEWGER0GBY5R/253433-P46W90-433.jpg</image:loc>
      <image:title>Home - Programs</image:title>
      <image:caption>We offer a variety of programs to fit all your needs.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.crownriskny.com/about/crownriskservicesnyinc/akivasussholz</loc>
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    <priority>0.75</priority>
    <lastmod>2025-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1592925975592-RZIMVM1P0RWJYW9GM83R/modern-building-against-sky-323780.jpg</image:loc>
      <image:title>About CROWN RISK SERVICES NY IN AKIVA SUSSHOLZ - About Us</image:title>
      <image:caption>Crown Risk Services is setting a new standard for property and casualty risk management. Our expertise lies in providing both market insight and white glove concierge service. Our brokerage serves a unique niche, offering tremendous insight into the industry as well as ensuring unparalleled attention to detail. We are committed to connecting our clients with carriers and programs that guarantee the best coverage for the best price.</image:caption>
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  <url>
    <loc>https://www.crownriskny.com/contact</loc>
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    <lastmod>2025-12-10</lastmod>
  </url>
  <url>
    <loc>https://www.crownriskny.com/who-we-are</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1597207448502-PXEON2KMFZFHAA0ICU4B/image-asset.jpeg</image:loc>
      <image:title>Who We Are - Who We Are</image:title>
      <image:caption>At Crown Risk Services we are industry leaders who combine unparalleled expertise with extraordinary care every step of the way. We make the process of finding the right program tailored to your insurance needs as seamless as possible. We have an exceptional understanding of our customers’ insurance needs and we work tirelessly to provide the best solution for the most competitive price. Our customer base varies but our commitment to service is always at the forefront.  Our experienced agents ensure that our clients always receive the best products, and we are committed to serving our customers with the highest levels of professionalism, value and service. What we offer is simple, we use our extensive market-knowledge to create a personalized and efficient plan, that turns quickly into action. See what happens when your goals meet our services.</image:caption>
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  </url>
  <url>
    <loc>https://www.crownriskny.com/amenities</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce845d89c04c80001f662e8/1559067734176-O5AXM5RPYAF7PVSNLNLC/image-asset.jpeg</image:loc>
      <image:title>Ameneties</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce845d89c04c80001f662e8/1559067723767-ANKBH85H88LDAZNUEAPU/image-asset.jpeg</image:loc>
      <image:title>Ameneties</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce845d89c04c80001f662e8/1559069547586-44U6TNEOIUXFUMOVYJD8/image-asset%2B%25286%2529.jpg</image:loc>
      <image:title>Ameneties - Sed ut perspiciatis unde omnis iste.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ce845d89c04c80001f662e8/1559069559239-89WLV8Z7T1XAGJ6DQPHW/image-asset%2B%25286%2529.jpg</image:loc>
      <image:title>Ameneties - Natus error sit voluptatem.</image:title>
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  </url>
  <url>
    <loc>https://www.crownriskny.com/testimonials</loc>
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    <lastmod>2025-02-04</lastmod>
  </url>
  <url>
    <loc>https://www.crownriskny.com/construction</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1599180051421-YXGZFG1X4QADINEFD9TT/AdobeStock_254423216.jpeg</image:loc>
      <image:title>Construction - We provide the following services for either developers or trade subcontractors:</image:title>
      <image:caption>Contract review  Hold harmless agreement  Certificate review  Policy terms and conditions  Audits  Vetting subcontractors</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.crownriskny.com/garden-style-multi-family-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1597209910209-DKPI6UJ5EFS18K93CB5C/daniel-dinuzzo-qCjolcMFaLI-unsplash.jpg</image:loc>
      <image:title>Garden Style Multi Family Program - Garden style investment properties have become increasingly tougher to place year to year.We have the market knowledge and relationships to find the right coverage for your property. We have direct access to Lloyds of London programs as well as domestic carriers. Some informational highlights:</image:title>
      <image:caption>We write in all 50 states, including high hazard states outlined on the map below. We have both admitted and non-admitted programs to offer, depending on the risk.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1597211529642-Q4WHEPY3QLUIKKS7J552/Screen+Shot+2020-08-12+at+1.50.19+AM.png</image:loc>
      <image:title>Garden Style Multi Family Program</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1597212185969-O1PDH5DRNJYLX6HQM7P1/pexels-juhasz-imre-439391.jpg</image:loc>
      <image:title>Garden Style Multi Family Program - We find the right coverage for even the toughest accounts:</image:title>
      <image:caption>Wind, Flood, Named Windstorm Tough to place classes such as aluminum wiring and Federal Pacific Stab-Lok breakers Subsidized housing, student housing and elderly housing Accounts with less than favorable loss history High limit frame</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.crownriskny.com/manufacturing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1599181748727-2CO0X53EPZXCK4YZBHXE/image-asset.jpeg</image:loc>
      <image:title>Manufacturing - Services we offer:</image:title>
      <image:caption>Audit review and assistance Workers’ comp. audit review and assistance Liability limit requirements negotiations with vendors and manufacturers Quarterly risk management meetings to ensure both claims and costs are being minimized</image:caption>
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  </url>
  <url>
    <loc>https://www.crownriskny.com/5-boro-multi-family</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1605663248808-YLD35GEK2NREONCCJKFZ/image.jpg</image:loc>
      <image:title>5 Boro Multi Family - COVERAGES Package CLASS OF BUSINESS/ OCCUPANCY Apartment Buildings Condominiums and Co-op Buildings Garden Apartments Townhomes Commercial Condominiums Offices LIMITS Liability - first dollar: $2M – General Aggregate Limit $1M – Per Occurrence Limit $1M – Products, Completed Operations Aggregate Limit $1M – Personal and Advertising Injury Limit $100,000 – Damages to Premises Rented to You Limit $5,000 – Medical Expense Limit Optional Coverage: Hired and Non-Owned Auto Employee Benefits Silent on Lead (NY locations only, subject to underwriting guidelines) Silent on Assault &amp; Battery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ea8f29be25bdd2264ed0b5e/1599185388116-FUGKHG5K2GWH13GTEH70/image-asset.jpeg</image:loc>
      <image:title>5 Boro Multi Family - Property: $15M – Max TIV per location (JM or better construction) $5M – Max TIV for 100% sprinklered frame structures $3.5M – Max TIV for non-sprinklered frame structures Optional Coverage : Business Income Coverage Form Extra Expense Coverage Form Ordinance or Law Coverage Additional Property Enhancement Limited Water Damage Coverage</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.crownriskny.com/multi-family-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-12</lastmod>
  </url>
  <url>
    <loc>https://www.crownriskny.com/retail-and-office</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-19</lastmod>
    <image:image>
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      <image:title>Retail and Office - We offer:</image:title>
      <image:caption>Lease indemnification language review  Insurance certificate review for vendors, contractors and tenants Hold harmless agreement review</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.crownriskny.com/book-a-room</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-09</lastmod>
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